{"id":113,"date":"2026-10-13T12:00:00","date_gmt":"2026-10-13T12:00:00","guid":{"rendered":"https:\/\/www.cynthiastarkshomes.com\/blog\/?p=113"},"modified":"2026-10-13T12:00:00","modified_gmt":"2026-10-13T12:00:00","slug":"most-us-homeowners-cant-explain-coverage","status":"publish","type":"post","link":"https:\/\/www.cynthiastarkshomes.com\/blog\/2026\/10\/13\/most-us-homeowners-cant-explain-coverage\/","title":{"rendered":"Most US Homeowners Can&#8217;t Explain Coverage"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/cynthia-starks\/homeowners-policy-coverage-remotion-videos-a6bb\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A recent US survey found ~4 in 10 homeowners had wrongly assumed policy coverage, and ~1 in 5 said that mistake later cost out-of-pocket money.<br \/>\nCoverage knowledge stayed weak: ~4 in 10 could not explain weather damage protection, and &gt;1 in 2 did not know their deductible.<br \/>\nWeather damage already hit budgets. In the past 3 yr, ~1 in 2 paid out of pocket; some owed $2K+, and some still carried debt.<br \/>\nMost homeowners monitored weather alerts, yet many still felt unprepared. Only ~1 in 5 reviewed coverage in the past year, and few turned to agents.<br \/>\nExperts said homeowners who fared best did small steps ahead of time, including annual coverage reviews, because many skipped upgrades over cost or uncertainty.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A recent US survey found ~4 in 10 homeowners had wrongly assumed policy coverage, and ~1 in 5 said that mistake later cost out-of-pocket money. Coverage knowledge stayed weak: ~4 in 10 could not explain weather damage protection, and &gt;1 in 2 did not know their deductible. Weather damage already hit budgets. In the past [&hellip;]<\/p>\n","protected":false},"author":100,"featured_media":114,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-113","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/posts\/113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/comments?post=113"}],"version-history":[{"count":1,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/posts\/113\/revisions"}],"predecessor-version":[{"id":119,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/posts\/113\/revisions\/119"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/media\/114"}],"wp:attachment":[{"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/media?parent=113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/categories?post=113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cynthiastarkshomes.com\/blog\/wp-json\/wp\/v2\/tags?post=113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}